Job Summary

We are looking for enthusiastic candidates who are self-motivated, energetic and knowledgeable individual to join as Loan officer.

  •  Responsible for initiation of loan files as instructed by line manager
  •  Responsible for sales and recoveries without involving any outside person or activist against sharing of incentives or kickbacks.
  •  Collect recoveries and increase non cash recoveries using easy paisa channels.
  •  Evaluate credit worthiness by processing loan applications and documentation within specified limits.
  •  Ensure recoveries from DPD clients and control default and delinquency ratio while report the findings to the line manager/branch manager
  •  Focused on community outreach in order to increase visibility of the bank and originate quality loan applications.
  •  Identify market and customers for MF lending under rules and regulations of SBP Prudential Regulations.
  •  Interview applicants to determine financial eligibility and feasibility of granting loans.
  •  Assess customer needs, explore all options and introduce different types of loans.
  •  Develop referral networks; suggest alternate channels and cross-sell products and services.
  •  Maintain a regular contact with the customer to remind them of their loan repayment obligations in a congenial manner and timely update the line manager/branch manager
  •  Carry out any other task assigned by line manager/branch manager.
  •  Incumbent shall be responsible to adhere by Telenor Microfinance Bank Behaviours & Values in all aspects of his/her work conduct.
  •  Ensure that a culture of risk and compliance management is implemented, and institute performance measures tied to individual risk and compliance responsibilities
  • Male and Female both can apply.

Required Skills
  • Time Management skills
  • Selling Skills
  • Negotiation skills 
  • Problem Solving Skills 

 

Details

  • Published:
    11 Jan 2022
  • Industry:Services
  • Job Function:Sales & Business Development
  • Qualification:Masters
  • Experience:1 Year
  • Type:Full Time
  • Shift:Morning
  • Positions:10