We are looking for enthusiastic candidates who are self-motivated, energetic and knowledgeable individual to join as Loan officer.
Responsible for initiation of loan files as instructed by line manager
Responsible for sales and recoveries without involving any outside person or activist against sharing of incentives or kickbacks.
Collect recoveries and increase non cash recoveries using easy paisa channels.
Evaluate credit worthiness by processing loan applications and documentation within specified limits.
Ensure recoveries from DPD clients and control default and delinquency ratio while report the findings to the line manager/branch manager
Focused on community outreach in order to increase visibility of the bank and originate quality loan applications.
Identify market and customers for MF lending under rules and regulations of SBP Prudential Regulations.
Interview applicants to determine financial eligibility and feasibility of granting loans.
Assess customer needs, explore all options and introduce different types of loans.
Develop referral networks; suggest alternate channels and cross-sell products and services.
Maintain a regular contact with the customer to remind them of their loan repayment obligations in a congenial manner and timely update the line manager/branch manager
Carry out any other task assigned by line manager/branch manager.
Incumbent shall be responsible to adhere by Telenor Microfinance Bank Behaviours & Values in all aspects of his/her work conduct.
Ensure that a culture of risk and compliance management is implemented, and institute performance measures tied to individual risk and compliance responsibilities
Male and Female both can apply.
Required Skills
Time Management skills
Selling Skills
Negotiation skills
Problem Solving Skills
Details
Published:
11 Jan 2022
Industry:Services
Job Function:Sales & Business Development
Qualification:Masters
Experience:1 Year
Type:Full Time
Shift:Morning
Positions:10
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